Save 5% on any Embrace pet insurance plan if you or someone in your immediate household is an active or former member of the Air Force, Army, Marines, Navy, or Coast Guard.
5% military discount; not available in NY and TN. Proof of service may be required.
Embrace lets you stack eligible discounts to save up to 25% on your policy.
Discounts may be combined up to a 25% cap on the policy; combined total cannot exceed the cap.
With the Healthy Pet Deductible, your pet's annual deductible is reduced for each year you don't receive a claim reimbursement from Embrace.
Diminishing deductible feature included with the policy; deductible reduces for each claim-free year per program terms.
Embrace automatically adds a 10% Multiple Pet Discount to policies covering two or more pets.
Automatically applied to policies with two or more pets. Discounts can be stacked up to a 25% cap on Embrace policies.
Earn a 5% monthly premium discount in the first year you qualify and 10% in the second year for each pet enrolled in an accident and illness plan.
5% first qualifying year, 10% second year, per pet on an accident and illness plan. Stackable up to the 25% total discount cap.
As of Aug 12, 2026, this page tracks 5 active Embrace Pet Insurance offers. The mix includes 0 promo codes that require entry at checkout and 5 automatic deals.
We did not find a repeated membership, minimum-spend, first-order, stacking, exclusion, or location condition across the current terms. Review each offer individually because one-off restrictions can still apply.
We collect these offers from Embrace Pet Insurance's own official pages and review them before publishing. An offer marked Verified was confirmed on Embrace Pet Insurance's official source on the date shown — we link to that source so you can check it yourself. Newly added offers show as Pending until confirmed, and codes that stop working move to the Expired list. We don't test against a live cart or publish made-up success rates. See our editorial policy.
| Offer | Type | Last checked | Source | Status |
|---|---|---|---|---|
| 5% off for military | Deal | Jul 18, 2026 | Official page | Verified |
| Up to 25% total savings | Deal | Jul 18, 2026 | Official page | Verified |
| Deductible drops each claim-free year | Deal | Jul 18, 2026 | Official page | Verified |
| 10% off | Deal | Jul 11, 2026 | Official page | Verified |
| Up to 10% off | Deal | Jul 11, 2026 | Official page | Verified |
Embrace offers accident and illness insurance for dogs and cats that works at any licensed vet, including specialists and emergency hospitals, so you are never boxed into a network when your pet needs urgent care. Policies are personalized across three levers, annual limit, reimbursement percentage, and deductible, letting owners shape coverage and cost to their comfort level. Its signature feature is the Healthy Pet Deductible, which shrinks by a set amount for every year you go without a claim, quietly rewarding pets who stay well. Members can also add optional wellness budgeting to help cover routine care alongside the core accident and illness protection. This suits owners who want flexibility in how they build a policy and appreciate a structure that gives something back for healthy years. The savings landscape leans on stackable discounts. Insuring more than one pet earns a 10% multiple-pet discount, military members get 5% off, and the Healthy Pet Discount can add up to 10% off, with combined discounts reaching up to 25% in total savings. Because these layer together, the more that apply to your situation, the lower your premium runs. The Healthy Pet Deductible adds a longer-term reward on top of the upfront discounts. What makes Embrace worth attention is that combination of a customizable policy, broad vet freedom, and discounts that genuinely stack toward a meaningful reduction over the life of a healthy pet's coverage. The offers above are collected from Embrace Pet Insurance's official sources and reviewed before we mark them verified.
Get a quote and enroll at embracepetinsurance.com, customizing your policy by annual limit, reimbursement percentage, and deductible to balance coverage and cost. When your pet needs care, use any licensed vet, including specialists and emergency hospitals, pay the bill, and submit a claim to Embrace for reimbursement of covered accident and illness costs. To lower your premium, combine the available discounts: the 10% multiple-pet discount for insuring more than one animal, the 5% military discount, and the Healthy Pet Discount of up to 10%, which can add up to 25% in total savings when stacked. Consider adding optional wellness budgeting if you want help covering routine care. Take advantage of the Healthy Pet Deductible, which drops by a set amount for every claim-free year, so staying on top of preventive care can reduce what you owe out of pocket over time. Ask Embrace which discounts you qualify for so none are missed at enrollment.
Shipping options and costs are shown at the Embrace Pet Insurance checkout; many orders qualify for free standard delivery above a minimum spend.
Returns follow the Embrace Pet Insurance policy — check their site for the current window and conditions.
Summarised from Embrace Pet Insurance's official policy pages (source), last checked Jul 18, 2026. Always confirm current terms at checkout.
Yes. You get 10% off when you add another dog or cat, and the multiple pet discount is automatically added to policies with two or more pets. Because it is applied automatically, there is no code to enter or extra step required once you insure more than one pet. The multi-pet savings can also be combined with Embrace's other offers, contributing toward the total of up to 25% you can save when eligible discounts are stacked.
Yes, a 5% military discount for active or former members of the Air Force, Army, Marines, Navy, or Coast Guard (or their immediate household). It is not available in NY and TN. The discount recognizes service members and their families, and it can be combined with Embrace's other savings toward the overall cap of up to 25%. Outside of New York and Tennessee, eligible policyholders simply confirm their service to have the 5% applied to their premium.
Eligible discounts can be combined to save up to 25% on your policy, subject to the 25% discount cap. That total can come from stacking offers such as the 10% multiple pet discount, the 5% military discount, and the Healthy Pet Discount of up to 10% off. Because savings are capped at 25%, combining several qualifying discounts is the way to reach the maximum, and Embrace applies the ones you are eligible for toward that ceiling.
It is a diminishing deductible: your annual deductible is reduced for each year you don't receive a claim reimbursement from Embrace. In practice, staying claim-free lowers the amount you would owe before coverage kicks in the following year, rewarding pets that stay healthy. Over time this can meaningfully reduce your out-of-pocket cost on a future claim, and it is one of the features that sits alongside Embrace's stackable discounts of up to 25%.
This page currently tracks 5 active offers: 5 automatic deals. The list changes as offers are added, expire, or are withdrawn.
We currently show 5 source-verified offers. Each verified row links to the official page where the offer was found.